IRA

How to Open Your Precious Metals IRA in 3 Simple Steps!

1. Open Your Self-Directed Precious Metals IRA Account

Protecting your retirement assets with a self-directed precious metals IRA is one of the smartest decisions you can make! This specialized IRA gives you the flexibility to invest in tangible assets, like certified investment-grade gold and silver, similar to those held by central banks worldwide.

Start Your IRA Today: Opening a self-directed precious metals IRA is straightforward. Begin by completing a quick application with assistance from our IRA-qualified advisors, who are here to answer any questions and submit your paperwork to an approved custodian. This marks the first step toward securing your retirement with high-quality, certified precious metals from reputable sources like the U.S. Mint, the Royal Canadian Mint, and Australia’s Perth Mint.

2. Fund Your Self-Directed Precious Metals IRA

After setting up your IRA account, it’s time to fund it. For those funding directly, custodians will provide clear instructions (for accounts over $10,000, we recommend a bank wire transfer for efficiency). If you’re rolling over or transferring from an existing IRA, the custodian will manage the transfer by submitting a Direction of Investment form (DOI) to your current IRA provider. Many custodians support electronic signatures, though you may occasionally need to print, sign, and fax forms for completion.

3. Select Your Precious Metals

Once funded, it’s time to choose which metals will be included in your IRA. The custodian will confirm with us when your account is ready, and one of our experienced advisors will help guide your selection of metals approved for IRA investment. With a broad selection of eligible products, you’ll find options to suit your goals. After purchasing, we provide an invoice for your records, and a copy is sent directly to the custodian.

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Why Choose a Precious Metals IRA?

Investing in precious metals through an IRA offers unique tax advantages, which vary based on whether you select a Traditional or Roth IRA.

Traditional IRA Benefits

• Tax-Deductible Contributions: Contribute pre-tax dollars, potentially lowering your current taxable income.
• Tax-Deferred Growth: Funds grow without immediate tax implications, enabling compound growth over time.
• Greater Initial Investment: With no taxes on initial contributions, you can invest more from the start.
• Flexibility for Higher Brackets: Ideal for those in higher tax brackets who might not qualify for a Roth IRA.
• Penalty-Free Early Withdrawals: Under certain conditions (e.g., medical expenses, first home), early withdrawals can be taken without penalty.
• Favorable for Lower Future Tax Rates: A Traditional IRA may be beneficial if you expect your tax rate to drop by retirement.

Roth IRA Benefits

• Tax-Free Withdrawals: Contribute post-tax dollars and enjoy tax-free withdrawals in retirement, provided you meet certain criteria.
• Tax-Free Growth: Roth IRAs offer tax-free growth, as taxes are paid upfront on contributions.
• No Required Minimum Distributions (RMDs): Roth IRAs provide greater control over distributions in retirement.
• Continued Contributions Past 70.5: Eligible for contributions even after 70.5.
• Ideal for Rising Future Tax Rates: Roth IRAs are ideal if you expect a higher tax rate at retirement.

New or Existing IRAs?

Our custodian partners can help you set up a new IRA or transfer existing 401(k) or IRA assets without tax consequences when done correctly. Avoid penalties with our expert assistance to ensure a smooth transfer.

Call 888-611-0725 to Open Your Precious Metals IRA Today!